⬜Trades & Contractors

Public Liability Insurance for Tilers

Tile work involves damage risks from water, falling tiles, and working in wet environments like bathrooms. Our tilers insurance covers property damage, slip injuries, and faulty workmanship liability.

✅ ICNZ Fair Code🔒 Licensed NZ Brokers💰 From $500💡 Free Expert Advice✓ No Obligation

✅ What's Covered for Tilers in NZ

Water damage liability from poor tiling

Slip and fall injury compensation

Property damage to substrate or fittings

Falling tile injury to third parties

Legal defence for moisture damage claims

Remedial costs to fix faulty installation

Injury from tile cutting tools

Typical NZ Premium

$500 – $1,100/year

Cover limits: $1M, $2M or $5M

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⚠️ Key Risks Facing Tilers in NZ

Without public liability insurance, a single claim could threaten your livelihood. These are the risks most commonly faced by tilers in New Zealand:

01Water damage from poor grout or seal

02Slips and falls on wet tiled floors

03Falling tiles injuring clients or bystanders

04Damage to underlying substrate or structure

05Injury from cutting and grinding tools

06Mould growth from moisture failure

07Expensive damage to tile installation

08Injury from heavy tiles or stone

Frequently Asked Questions

Does the cover include water damage from failed grout?

Yes. If your grouting or sealing is faulty and causes water damage to the property, this is a standard public liability claim.

What if tiles crack or come loose shortly after I install them?

If it's due to your workmanship, the remedial cost to fix it is usually covered. If it's a material defect, the tile supplier may be liable instead.

Am I covered for tiles applied to pool areas?

Most standard policies cover pool tiles. However, pool construction or specialist pool finishes may need higher cover or special conditions. Confirm with your insurer.

Does the cover extend to stone or marble flooring?

Yes. Tiling insurance generally includes natural stone laying. Higher-value stone may need a higher cover limit or declaration of value.