🐕Service & Mobile

Public Liability Insurance for Dog Walkers

Dog walking involves responsibility for clients' beloved pets and liability for injuries to third parties. Our dog walkers insurance covers injury caused by dogs you're responsible for, property damage, and vet bills for injured dogs.

✅ ICNZ Fair Code🔒 Licensed NZ Brokers💰 From $300💡 Free Expert Advice✓ No Obligation

✅ What's Covered for Dog Walkers in NZ

Third-party injury caused by dog you're walking

Other dogs injured by your care dog

Vet bills for injured dogs in your care

Property damage from dogs (broken gates, fences)

Legal costs for defending injury claims

Loss of or injury to client's dog while in care

Emergency veterinary treatment costs

Typical NZ Premium

$300 – $700/year

Cover limits: $1M or $2M

Get My Quote →

⚠️ Key Risks Facing Dog Walkers in NZ

Without public liability insurance, a single claim could threaten your livelihood. These are the risks most commonly faced by dog walkers in New Zealand:

01Dog attack causing injury to other dogs or people

02Third-party injury from client dog during walk

03Dog running away or becoming lost

04Your own dog biting a client's pet

05Property damage caused by excited dogs

06Allergic reaction or injury to sensitive clients

07Vehicle injury if dog escapes onto road

08Dog injury requiring emergency vet care

Frequently Asked Questions

What if a dog I'm walking bites someone?

Public liability covers the injury claim. This is the most common claim for dog walkers. Make sure your insurance includes dog liability—not all policies do.

Am I covered if a dog gets injured while in my care?

Yes. If a dog is injured due to your negligence, you're liable. Insurance covers veterinary costs. Your contract with owners should clarify this responsibility.

Do I need to declare the size and breed of dogs I walk?

Yes. Larger breeds and certain breeds carry higher risk. Some insurers exclude high-risk breeds. Be honest about the dogs you walk.

Is my cover valid for off-lead walking?

Many policies exclude or limit off-lead walking. Check your policy. Most cover leashed walking. If you offer off-lead services, disclose this to your insurer.