🧹Service & Mobile

Public Liability Insurance for Cleaners

Cleaning work involves access to client properties, chemical handling, and risks of damage and injury. Our cleaners insurance covers property damage, slip injuries, and chemical exposure claims for residential and commercial cleaning.

✅ ICNZ Fair Code🔒 Licensed NZ Brokers💰 From $350💡 Free Expert Advice✓ No Obligation

✅ What's Covered for Cleaners in NZ

Property damage from water or chemical spillage

Third-party slip and fall injury liability

Damage to client carpets or upholstery

Chemical burn or inhalation claims

Legal costs for defending damage claims

Injury from cleaning equipment

Accidental damage during access to property

Typical NZ Premium

$350 – $800/year

Cover limits: $1M or $2M

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⚠️ Key Risks Facing Cleaners in NZ

Without public liability insurance, a single claim could threaten your livelihood. These are the risks most commonly faced by cleaners in New Zealand:

01Property damage from water or chemical spills

02Slip and fall injuries on wet floors

03Damage to client belongings during cleaning

04Chemical burns or respiratory injury

05Injury from cleaning equipment (power washers)

06Theft accusation or missing items

07Damage to carpets or fabrics from cleaning products

08Injury to clients from slippery surfaces

Frequently Asked Questions

Does the cover include window cleaning?

Yes. Window cleaning is usually covered. However, work at height (high-rise windows) may need specialist insurance or higher premiums.

What if I damage a client's expensive carpet?

Your public liability covers accidental damage caused during cleaning work. Always disclose carpet type and use appropriate products.

Am I covered for chemical exposure claims?

Third-party chemical injury or inhalation is covered. Your own occupational exposure (asthma from fumes) needs occupational health insurance separately.

Does the cover include industrial or commercial cleaning?

Yes. Most policies cover both residential and commercial cleaning. Larger industrial contracts may need higher cover limits or special conditions.