Get Your Quote

The primary way to get covered. Answer a few questions and we'll compare quotes from multiple NZ insurers.

Referral Service

Get Your Personalised Quote

It takes just 5 minutes to get quotes from multiple NZ insurance providers. No obligation. No spam.

  • Compare 15+ NZ insurers

    We shop the whole market so you don't have to

  • Licensed insurance brokers

    IBANZ-accredited advisers manage your query

  • Same-day response

    Quotes back within hours, not days

  • No fees to you

    No fees to you — brokers are paid by insurers

“Fast, professional service. Got three quotes in my inbox the same afternoon I submitted the form.”

— Wellington business owner

🔒Secure & ConfidentialLicensed NZ BrokersSame-Day ResponseNo Obligation
Your data is secureNo spam, everNo fees
Timeline

What Happens Next?

From the moment you submit, here's exactly what to expect.

📋1

You submit your details

Immediate

Simple online form takes about 5 minutes. Tell us your business type, size, and coverage needs.

🔍2

Initial quote comparison

Within 30 minutes

Your licensed broker begins comparing policies from up to 15 leading NZ insurers against your profile.

📊3

Detailed comparison delivered

Within 2 hours

You receive a clear, plain-English comparison with full quotes, coverage details and pricing breakdown.

4

You choose and get covered

Same day

Select your preferred insurer. Your policy certificate is issued and your business is protected.

Get in Touch

Email

hello@cover4you.co.nz

Response within 2 business hours

Response Time

Same Business Day

A licensed NZ broker will follow up directly with your personalised options

Office Hours

Monday - Friday

9:00 AM - 5:00 PM (NZ Time)

Closed weekends & public holidays

📍

Office Location

Auckland, New Zealand

(Serving all of New Zealand via our online enquiry service)

Frequently Asked Questions About Quotes

How long does it take to get a quote?

Basic quotes typically take 5-15 minutes to request online. Detailed quotes requiring more information may take 24-48 hours. We compare quotes from multiple insurers for you.

What information do I need to get an accurate quote?

Business name and type, annual turnover, number of employees, specific activities/operations, claims history, safety measures in place, and desired coverage level. More detail = more accurate quote.

Can I compare quotes from different insurers easily?

Yes! Our comparison tool lets you see quotes from multiple insurers side-by-side, including coverage details, exclusions, and premiums. This helps you make an informed decision.

Should I always choose the cheapest quote?

Not necessarily. The cheapest premium may have higher excess, lower coverage limits, or more exclusions. Compare the full package: coverage, excess, customer service, and claims handling reputation.

Can I negotiate on the quoted premium?

Sometimes. Insurers may offer discounts for: longer policy terms, bundling multiple policies, improved safety measures, or loyalty. It's worth asking, but don't compromise on coverage.

Why Our Process Works

For Businesses

  • Compare multiple quotes easily
  • Save time and frustration
  • Get expert advice on coverage
  • Transparent pricing, no surprises

For Insurers

  • Qualified leads from genuine customers
  • Competitive quoting opportunities
  • Direct customer relationships
  • Reduced friction in sales process

What Information Do We Need?

Your Business

  • Business name and type
  • Annual turnover
  • Industry/sector
  • Number of employees

Your Coverage Needs

  • Desired coverage level
  • Specific risks you face
  • Any current coverage
  • Claims history (if any)

Your Contact Details

  • Email address
  • Phone number
  • Location
  • Preferred contact method

Safety Information

  • Safety procedures in place
  • Training programs
  • Industry certifications
  • Safety record

Note: The more accurate information you provide, the more accurate your quotes will be. You can always refine your requirements after seeing initial options.

Ready to Get Covered Today?

Don't wait. Scroll back up, fill out the quick form, and get your personalised quotes within minutes.

Get Your Quote Now