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Public Liability Insurance for Real Estate Agents
Real estate agents conduct property viewings and open homes where public liability risks exist. Our agents insurance covers client injury at viewings, property damage, and third-party liability during open home events.
✅ ICNZ Fair Code🔒 Licensed NZ Brokers💰 From $450💡 Free Expert Advice✓ No Obligation
✅ What's Covered for Real Estate Agents in NZ
Viewer injury liability
Slip and fall claims
Third-party injury at open homes
Property damage during viewings
Legal costs for defending claims
Emergency response costs
Injury from property defects
Typical NZ Premium
$450 – $1,000/year
Cover limits: $1M or $2M
⚠️ Key Risks Facing Real Estate Agents in NZ
Without public liability insurance, a single claim could threaten your livelihood. These are the risks most commonly faced by real estate agents in New Zealand:
01Client injury during property viewing
02Slip and fall in client property
03Injury from defective property feature
04Third-party injury at open home event
05Property damage during viewing
06Injury from pest or asbestos exposure
07Escaping pets or animals at property
08Injury from unstable structure
Frequently Asked Questions
Am I liable if a viewer is injured in the property I'm showing?
You may be liable if you failed to warn of hazards or if negligence caused the injury. Always inspect properties, warn of hazards, and maintain records.
Does the cover include open home events?
Yes. Open homes are standard real estate activities. Larger events may need event liability insurance. Always have adequate signage and supervision.
What if asbestos is found during a viewing?
Public liability covers third-party injury from asbestos exposure. If viewers are exposed, you may be liable. Always disclose known hazards.
Does the cover extend to property management work?
Property management has different risks than sales. Discuss all services (sales, management, leasing) with your insurer for full coverage.
Get Your Quote
No obligation. Same-day response from a licensed NZ broker.
Why Use Our Service?
✅ICNZ Fair Insurance Code
🔒Licensed NZ Brokers
🔍Up to 15+ Insurers
💡Free Expert Advice
✓No Obligation
⚡Same-Day Response