💄Service & Mobile

Public Liability Insurance for Beauty Therapists

Beauty therapy involves close client contact, chemical use, and specialized equipment. Our beauty therapists insurance covers chemical burns, waxing injuries, allergic reactions, and infection claims for facials, waxing, and other treatments.

✅ ICNZ Fair Code🔒 Licensed NZ Brokers💰 From $350💡 Free Expert Advice✓ No Obligation

✅ What's Covered for Beauty Therapists in NZ

Burn injury compensation

Allergic reaction claims

Infection or illness from treatment

Eye injury compensation

Scarring and tissue damage claims

Legal costs for defending claims

Emergency medical response

Typical NZ Premium

$350 – $800/year

Cover limits: $1M or $2M

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⚠️ Key Risks Facing Beauty Therapists in NZ

Without public liability insurance, a single claim could threaten your livelihood. These are the risks most commonly faced by beauty therapists in New Zealand:

01Skin burn from hot wax or treatments

02Allergic reaction to beauty products

03Eye injury from cosmetics or treatments

04Infection from non-sterile equipment

05Ingrown hair or scarring from waxing

06Skin sensitisation from products

07Injury from electrical equipment

08Injury to third parties in treatment space

Frequently Asked Questions

Does the cover include mobile beauty treatments?

Yes. Mobile beauty therapy is covered. You may need home business cover if you work from home. Disclose your working location.

What if a client gets an infection after waxing?

If it's due to non-sterile equipment or poor hygiene, you're liable. Insurance covers the medical costs. Maintain strict hygiene protocols.

Am I covered for allergic reactions to products?

Yes, if the reaction is from proper application of standard professional products. Always patch test and keep allergy history records.

Does the cover include tattooing or permanent makeup?

Tattooing and permanent makeup need specialist insurance due to higher infection and scarring risks. Discuss these services separately with your insurer.