💆Service & Mobile

Public Liability Insurance for Massage Therapists

Massage therapy involves close client contact, manual techniques, and use of oils and equipment. Our massage therapists insurance covers injury from treatment, allergic reactions, and infection claims.

✅ ICNZ Fair Code🔒 Licensed NZ Brokers💰 From $350💡 Free Expert Advice✓ No Obligation

✅ What's Covered for Massage Therapists in NZ

Injury compensation from massage technique

Allergic reaction to oils or products

Infection claims from non-sterile practice

Property damage from spills

Legal costs for defending claims

Emergency medical response

Safeguarding legal defence

Typical NZ Premium

$350 – $800/year

Cover limits: $1M or $2M

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⚠️ Key Risks Facing Massage Therapists in NZ

Without public liability insurance, a single claim could threaten your livelihood. These are the risks most commonly faced by massage therapists in New Zealand:

01Injury from massage technique (muscle strain, fracture)

02Aggravation of pre-existing injury

03Allergic reaction to oils or products

04Infection from non-sterile equipment

05Property damage from oil spills

06Inappropriate contact allegations

07Injury to therapist (repetitive strain)

08Client medical emergency during treatment

Frequently Asked Questions

What if a client is injured by my massage technique?

If the injury results from your negligence or improper technique, you're liable. Insurance covers the compensation. Always work within your qualifications and training.

Does the cover include mobile massage therapy?

Yes. Mobile therapy is covered. Working from home or commercial rooms are both insurable. Disclose your location.

Am I covered if a client has an allergic reaction to massage oil?

Yes, if you used appropriate professional oils. Always ask about allergies before treatment and keep allergy records.

Does the cover include remedial or sports massage?

Yes. All massage types are covered. However, if you also do other treatments (acupuncture, cupping), disclose these as they may need additional cover.